- No Credit Check!
- Fast and Secure
- Super Low Rates
- Instant Approval
Get Bad Credit Payday Loans Online at Lightspeed with No Fax & No Teletrack
Step 1: Apply Step 2: Get cash
Your source for an instant payday loan online
If you've run into a difficult financial situation or your paycheck won't cover unexpected an unexpected bill or emergency, we can help you get the cash you need. Even if you have bad credit, you can be approved for a loan instantly. We only require that you are employed or receiving benefits and have a checking account for us to deposit your money into.
We are a leading online payday loan company, so you can trust that you will be matched with only the most reputable lenders. Our partners offer incredibly low rates and most applicants are instantly approved regardless of their credit history. Apply online now.
More Information
Are payday loans available to everyone?
If you have a checking account and a job, you can most likely receive a loan online very quickly. It can be much easier to get payday loans online than at a retail store.
How do online payday loans differ from those obtained through a store?
Online pay day loans work just like a regular payday loan. They allow the customer to borrow money against their next paycheck usually from a direct lender, loan provider or other financial institution. Cash advances are sometimes available in the form of no teletrack payday loans. Please refer to the news section of our site for more information about no teletrack payday loans if you are interested in those.
What is the borrowing limit?
Lenders can typically provide as much as $1,500. Since payday cash loans are loans of small amounts with no credit check, the amount loaned depends on your needs and the financial lender. Lightspeed Payday connects you with the lenders who are most likely to provide you with cash loans in the amount you request.
Do you sell my information to any third parties?
No, we do not give out any of your application information, contact info or email address to anyone other than our lending partners. This sets us apart from other online payday companies. Oftentimes payday loan companies will sell your email and phone information after you apply. We will never do that!
Do I need to send a fax?
Typically no fax payday loans are available, but the final determination of whether you'll need to fax documents is up to the lender. If you have a fax machine at your home or office, having to fax documents should not be much of an inconvenience.
What are your rates?
Lightspeed Payday works with lenders who are known for providing the most competitive rates for bad credit loans in the industry. Although very low, APR's and interest rates are subject to change without notice and we are not always able to provide up to the minute information. The quotes you receive for comparable products may be higher, depending on your location and other factors.
Please see our FAQ for more frequently asked questions.
